• You want a copy of your credit report to help guard against identity theft. That’s when someone uses your personal information — like your name, your Social Security number, or your credit card number — to commit fraud.
• Under the FCRA, both the credit report­ing company and the information provider (that is, the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. 
• Tell the credit reporting company, in writing, what information you think is inaccurate.  Credit reporting companies must investigate the items in question — usually within 30 days — unless they consider your dispute frivolous. They also must forward all the relevant data you provide about the inaccuracy to the organization that provided the information.
• After the information provider receives notice of a dispute from the credit reporting company, it must investigate, review the relevant information, and report the results back to the credit reporting company. If the information provider finds the disputed information is inaccurate, it must notify all three nationwide credit reporting companies so they can correct the information in your file. 
• When the investigation is complete, the credit reporting company must give you the written results and a free copy of your report if the dispute results in a change.

Step 2: Take control! Please give us your name, email address and the credit bureau you ordered your credit report from. We will automatically notify you when it is time to do it again

First Name *

Last Name *

Address *

City *

State *

Zip Code *

Phone Number *

Email Address*

Credit Bureau *

*Required information

You are required to activate your complimentary coverage. Please visit Restoration Rescue®, the Identity Theft Restoration Service section, to review the Terms & Conditions and to activate your coverage. This information should not be used in lieu of legal advice.