Fraud Alerts

Set fraud alerts!  A fraud alert is a notation placed in your file with the credit reporting agencies that states suspicious activity has been discovered in your credit file, and alerts creditors that they need to contact you and verify your identity before extending credit to anyone claiming to be you.

  • You may place a fraud alert in your file by notifying just one of the three nationwide consumer credit reporting companies. As soon as that agency processes your fraud alert, they will notify the other two, who then must also place fraud alerts in your file.
  • Parents can set a fraud alert for children under the age of 18 by mailing a letter of explanation. Parents will need to submit their request in writing, as federal law prohibits the credit agencies from collecting a minor’s personal information via the Web. This information should be provided to each credit bureau. If a minor child already has a credit file with that agency, the organization will then set an alert and forward a copy of their credit report to the parents.
  • When your alert has been activated, you’ll receive a confirmation in the mail from the bureau. 
  • Remember, you won’t be able to sign up for in-store credit offers, or get instant approval for online credit applications. You’ll have to go through a verification process so that the bureaus don’t think it’s the perpetrator opening up another card.  And if you’re in the process of a buying a home or a car, you’ll have to let the loan officer know what’s on your file so that no red flags are raised.
  • If you want to remove a fraud alert, put it in writing, and write your name, social security number, current and old addresses, date of birth and send it all to the credit bureaus via certified mail.
  • TransUnion (800) 680-7289, Experian (888) 397-3742 and Equifax (800) 525-6285.
Step 1: Click on the links below to set up your free Fraud Alerts.
Step 2: Take control! Please give us your name and email address and we will automatically notify you in one (1) year.

*Required information

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Step 3: After signing up for your free Fraud Alert please return and select another service.

You are required to activate your complimentary coverage. Please visit Restoration Rescue®, the Identity Theft Restoration Service section, to review the Terms & Conditions and to activate your coverage. This information should not be used in lieu of legal advice.